Condo
Insurance
Get a home insurance policy to protect your investment.
- Affordable Insurance
- Local Licensed Agent
- No-Obligation Quote
See how affordable your homeowners insurance can be.
Homeowners insurance, also known as home insurance, is a property insurance policy that provides coverage for a private residence. A homeowners policy typically covers losses and damages to your personal residence, as well as furnishings and certain other assets within your home. Home insurance may also offer liability coverage against certain types of accidents that occur within your home or on your property. Most mortgage lenders require a homeowners insurance policy.
The ENDEAVOR Insurance Group could help you get the affordable home insurance coverage you need. Combining your home and auto insurance policies could save you time and money. If you currently have homeowners insurance with another company, you could save more by getting a home insurance quote and switching to ENDEAVOR. Start a homeowners quote today.
Why do I need homeowners insurance?
- Home insurance protects one of your most important investments
- A homeowners insurance policy offers protection for you from accidents in your home or on your property
- Most mortgage lenders require homeowners insurance
Who should carry homeowners insurance?
- First-time home buyers
- Current homeowners
What does a homeowners insurance policy cover?
Your policy is the best place to review your coverages, but a few common items covered by homeowners insurance are:
Property Damage
Most policies cover damage to your house and any permanent structures on your property for:
- Fire
- Wind
- Hail
- Water damage (unless excluded by your policy)
Personal Property
Protects belongings that were damaged or stolen such as:
- Furniture
- Appliances
- Clothing
- Dishes
Our Personal Property Insurance calculator can help you decide how much coverage fits your situation.
Jewelry
Limited coverage for jewelry stolen from your home, (usually $500 – $2,000). You may need special coverage for things in your collection like:
- Engagement rings
- Wedding bands
- Diamond bracelets
We can help you with a jewelry insurance policy to cover your valuable collection.
Personal Liability
Could help with medical expenses or property damage to others caused by you or members of your household, including pets. Personal liability could also help with legal expenses in the case of a lawsuit.
Examples: A visitor trips on loose carpet in your home and gets injured; or your child accidentally throws a ball through a neighbor’s window and breaks an expensive vase.
Medical Bills
Covers medical payments for minor injuries to people who don’t live with you but get hurt on your property.
Example: A visitor slips down your steps on a rainy day and gets injured.
Additional Expenses
Coverage for extra costs you might have to pay when experiencing a covered loss.
Example: A fire makes your home uninhabitable and you need to temporarily live somewhere else.
What isn't covered by a typical homeowners insurance policy?
Here are some examples of things most standard home insurance policies may not cover:
- Earthquakes
- Flooding from naturally rising water
- Maintenance issues like termites and insect damage, rodents, mold, or general wear and tear
- Nuclear hazard
If you live in an area that is high-risk for any of these types of loss, you may be able to customize your policy to get the coverage you need.
Homeowners insurance discounts could save you even more.
See how affordable a homeowners insurance quote can be through the ENDEAVOR Insurance Group. Check out the discount options available to save even more on a home insurance policy.
Multi-Policy Discount
Insuring your car with us and having a homeowners insurance policy through the ENDEAVOR Insurance Group means you could get a discount on your car insurance.
Home Security Systems
Alarm systems help protect your home and your wallet by giving you peace of mind and another discount opportunity
Smoke Detector Alarms or Fire Extinguishers
Smoke detector alarms and fire extinguishers save lives and could save you money on your homeowners insurance.
Get a Quote
We can help you tailor a policy to fit your needs and budget. Check out the below for more information, then get your quick and easy home insurance quote online today!
- Home insurance coverages
- Personal Property Insurance calculator
- Multi-policy discount
Policy Service and Claims
After your policy is started, you can work with the ENDEAVOR Insurance Group partner for help with:
- Bill payments
- Policy updates
- Reporting claims, and more
Renters Insurance
If you rent an apartment, condo, house, etc., you need renters insurance. Get a renters insurance quote today and we’ll show you how easy and affordable it is to protect what you care about.
Condo Insurance
Your condo or co-op association’s master policy covers the exterior structure, but not what’s inside your unit. A condo insurance policy helps with an extra layer of protection. Get started with a quote today!
Landlord
If you own a home and rent it out, you need a specific type of homeowners insurance, called “dwelling fire” or landlord insurance. Contact a licensed agent to get a quote for this kind of policy.
