If you’re looking for affordable auto insurance in Utah, you’re not alone. Many drivers are on the hunt for the cheapest coverage, but it’s important to understand that going for the lowest price doesn’t always mean you’re getting the best protection. Still, if saving money is a priority, here’s what you need to know.
Utah’s Minimum Auto Insurance Requirements
To drive legally in Utah, you need at least:
- $25,000 for bodily injury per person
- $65,000 for bodily injury per accident
- $15,000 for property damage
Policies that meet these minimums will often be the cheapest, but they might not provide enough coverage in case of a serious accident. Liability-only coverage is the most affordable option but doesn’t cover your vehicle for damages caused by accidents, theft, or weather.
Which Companies Offer the Cheapest Auto Insurance?
Insurance companies like Branch, Root, National General, and Nationwide are known for offering competitive rates without sacrificing essential coverage. By working with a variety of providers, The Endeavor Agency can help you compare options and find the most affordable plan for your needs.
Is Cheap Insurance Right for You?
While saving money is great, keep in mind that the cheapest policy might leave gaps in your coverage. You should weigh the pros and cons based on your driving habits, vehicle value, and personal needs. At The Endeavor Agency, we’ll shop all of these carriers for you with just one application, making it easy to find the most affordable and comprehensive coverage. Request a quote today to start saving!